Hello everyone! I have been saving on the Bidv app for 1 year, but the interest rate is too low, only 4.75%. I am considering switching my savings to another bank! If anyone has experience, please share your opinions for me to consider! Someone online shared this, does anyone have any thoughts?

Top 5 things to do if your salary is under 15 million (straight talk) 1. Track your expenses. If you don't track, you won't know where your money goes. Don't say "I remember," remember what? 2. Cut down eating out to 3 meals per week. Roughly calculate 60k/meal x 12 meals = 720k/month. About 9 million per year. 3. Learn a skill that can earn money online. Video editing, content writing, running ads... any of these is fine, as long as you can sell it. 4. Don't upgrade your phone before upgrading your income. 5. Every month, have a "forced savings" amount. Force it, don't wait for leftovers. If you force yourself to save 1 million per month, 12 months = 12 million

Good morning everyone 𝕏. Brothers, get up and go to work 𝕏. Today for breakfast, a delicious, nutritious, and cheap amaranth dish, brothers. It's already Tuesday, time flies, right? Only 119 days left until Tet, brothers.

If I had to grind my account from zero now. I probably wouldn't grind, guys. I don't have the energy anymore, guys. Starting a channel now is really a challenge. Guys, come in with enthusiasm.

Delicious fried bananas, everyone Has anyone tried fried bananas yet? In my hometown, they are sold in every season. Today, gold prices have dropped, everyone. Everyone, buy gold strongly, okay.

FINISH WORK ON TIME OR STAY AND DEDICATE: WHICH EMPLOYEES ARE TRULY VALUED? Many famous leaders around the world have shared very different perspectives on whether to leave work on time or to contribute beyond the requirements. The founder of Hyundai once said: if you work efficiently and fulfill your responsibilities, employees should be allowed to leave on time. Because the time spent at the company is not the only measure of work value. You leave when work hours are up, right? No extra pay for overtime, folks?

Make a cup of cocoa to cool down, brothers It's too hot this afternoon Gold prices have dropped terribly today With gold falling, brothers have a chance to get a wife now. Is there anyone here currently buying gold?

Good morning, brothers 𝕏. Have you eaten anything this morning? I just made a 5,000 sôi. The economy is really tough these days, brothers. Wishing you all an efficient working day.

Many people are too rich, brothers Any brothers on 𝕏, check in There are really many quietly rich people, brothers.

I've been trading for over ten years, but this is the time I want to give up the most. The monthly revenue has been sluggish, not even reaching 10 million VND. I already have a house, a car, and I'm raising 3 children. I have 2 savings funds: 1.6 billion VND lent out earning about 13.3 million VND/month and 1.2 billion VND deposited in the bank with an interest rate of 8.5–8.8% per year. In recent months, business has been difficult, so I've had to use the interest from my savings. Now, should I quit and work for a company to have a stable income or continue trading to have flexible time to take care of my children?"